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Learn how to file for chapter 7 or chapter 13 bankruptcy in north carolina, what property you can keep using exemptions, and how to qualify. Generally, creditors must file a proof of claim by the deadline set by the court in order to participate in any distribution of funds from the trustee. Learn about the process of filing personal bankruptcy in nc, including the types of bankruptcy, the documents needed, the credit counseling and. Learn how to file for chapter 7 or chapter 13 bankruptcy in north carolina, what forms and fees are needed, and how to protect your assets and.